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00:00 - Intro
00:32 - Calculate Your Expenses in Hours, Not Dollars
01:29 - Rent Your Assets
02:23 - Don’t Buy a House Too Soon
03:32 - Don’t Just Pay Taxes, Manage Them
04:52 - Start Simple, Then Diversify
06:45 - Credit Cards Should Be Used for Rewards, Not Emergencies
08:05 - Choose Employers Who Will Match Your Retirement Contribution
09:27 - Think in Decades, Not Days
10:27 - An Emergency Fund Buys the Most Valuable Asset You’ll Ever Own
11:25 - Never Borrow Money for Things that Lose Value
12:33 - Your Earning Potential Doesn’t Have to be Capped by Your Education
13:57 - You have access to a tax-free pot of gold - use it soon
15:00 - Spending more is a psychological glitch, not a necessity
16:12 - Save Raises, Don’t Spend Them
17:15 - Negotiating isn’t just for boardrooms
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